Texas commercial insurance and commercial auto insurance in Texas!

Learn about business auto coverage and get auto quotes online.

Texas business insurance provides coverage for any business-owned or leased commercial vehicle. Policies typically include collision and damage coverage on top of coverage for property and personal damage to another party.

Learn about the coverages available for Texas commercial auto insurance.

• What does bodily injury cover?
  • Coverage for damages that include bodily injury to others for which you become legally responsible for under law.
• What is property damage coverage?
  • Coverage for damage to property of others for which you become legally responsible for under law.
• What is covered by medical payments?
  • Coverage for necessary medical costs and funeral expenses for those who are unintentionally injured while in your automobile or while getting into or out of your vehicle.
• What does personal injury protection cover?
  • Coverage for therapy, hospital costs, rehabilitation, or loss of services resulting from injury to you or any resident family member. In the occurrence of death to the insured or a resident family member, death benefits and survivor benefits, if covered on your policy, will be supplied.
• What is comprehensive coverage?
  • Coverage for the loss of or damage to your automobile and its equipment from all causes excluding collision, subject to the deductible amount stated on the policy.
• What is collision coverage?
  • Coverage for the collision damage to your vehicle and its equipment, subject to the deductible amount stated on the policy.
• Why should you add uninsured motorist coverage?
  • Protects you against bodily injury damages due to an accident where the other driver does not have an active insurance policy, and is found legally responsible.
• Why is underinsured motorist coverage important to have?
  • Protects you against bodily injury damages due to an accident where the other party is found legally responsible and does not have proper liability limits to cover your injuries or damage.
• Do you need additional expense coverage?
  • Protects you from additional expenses brought upon as a result of a loss for which you are covered under comprehensive or collision coverage. These costs include rental cars, lodging and other accompanying expenses.
• What is hired liability insurance coverage?
  • Liability for automobiles hired under contract on behalf of or loaned to the insured.
• What is hired physical damage coverage?
  • Protects an automobile of any type, hired, borrowed or leased on a temporary basis for business use.
• What is employers non-ownership liability coverage?
  • Protects a private-passenger vehicle used in the business of the named insured by any person, or the rare and infrequent use of a commercial automobile in the business by any of your employed workers.