{"id":17,"date":"2019-04-15T02:00:00","date_gmt":"2019-04-15T14:00:00","guid":{"rendered":"https:\/\/www.insuranceovertexas.com\/blog\/?p=17"},"modified":"2019-04-09T13:01:35","modified_gmt":"2019-04-09T19:01:35","slug":"insurance-implications-of-flash-flooding-in-texas","status":"publish","type":"post","link":"https:\/\/www.insuranceovertexas.com\/blog\/insurance-implications-of-flash-flooding-in-texas\/","title":{"rendered":"Insurance Implications Of Flash Flooding In Texas"},"content":{"rendered":"<p>Insurance Over Texas, in Houston, TX&nbsp; offers flood insurance policies, which supplements Federal flood insurance. Homeowners and renters insurance does not cover floods.&nbsp; &nbsp;Homeowners Insurance generally covers an accidental discharge which is water damage from extinguishing a fire, unintentional damage to a heating or AC system, frozen pipes, fire protection sprinkler system going off and a leaking roof.<\/p>\n<p>The National Flood Insurance Act of 1968 created the&nbsp;National Flood Insurance Program&nbsp;NFIP whose goal is to alleviate the economic losses of a flood through the creation of community building standards.&nbsp; &nbsp;Community participation in the NFIP was not mandatory, but cooperation allowed the community to purchase flood insurance to pay towards flood economic losses to manage floodplains using insurance to manage a Special Flood Hazard. Congress in 1979, created the Federal&nbsp; Emergency Management Agency (FEMA).&nbsp; FEMA has ten regions which employ more than 14,000 employees.&nbsp; FEMA&#8217;s goal is to protect Americans to survive and recover from a national disaster which is either natural, man-made, or acts of terror.&nbsp; FEMA is well-known to come in action to help people overcome the effects of flooding.&nbsp;&nbsp;<\/p>\n<p>A flash flood is in low-lying areas as a result of rapid flooding that occurs within six hours between the cessation of rainfall and the onset of the flooding.&nbsp; &nbsp;Many times the onset of as flash flood is in normally dry areas.&nbsp; The flash flooding can be associated with harsh thunderstorms or tropical storms, hurricanes, water flow related to melting ice and collapsing of dams.&nbsp; &nbsp;Texas is predisposed to floods, principally in two significant parts of the state: the coast and a broad area of Texas named Flash Flood Alley that stretches through Central and North Texas and would receive FEMA attention as a Special Flood Hazard.<\/p>\n<p>The agents of insurance&nbsp;Over Texas in Houston,TX can both instruct its clients on how to make a flood claim with FEMA and to offer private flood insurance if FEMA&#8217;s limits are surpassed.&nbsp; Please call!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Insurance Over Texas, in Houston, TX&nbsp; offers flood insurance policies, which supplements Federal flood insurance. Homeowners and renters insurance does not cover floods.&nbsp; &nbsp;Homeowners Insurance generally covers an accidental discharge which is water damage from extinguishing a fire, unintentional damage to a heating or AC system, frozen pipes, fire protection sprinkler system going off and [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[10,11],"class_list":["post-17","post","type-post","status-publish","format-standard","hentry","category-flood-insurance","tag-houston-tx","tag-insurance-over-texas"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.8 - aioseo.com -->\n\t<meta name=\"robots\" content=\"max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n\t<meta name=\"author\" content=\"admin\"\/>\n\t<link rel=\"canonical\" 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