{"id":43,"date":"2020-05-31T04:00:00","date_gmt":"2020-05-31T10:00:00","guid":{"rendered":"https:\/\/www.insuranceovertexas.com\/blog\/?p=43"},"modified":"2020-06-01T09:21:07","modified_gmt":"2020-06-01T15:21:07","slug":"investing-in-renters-insurance","status":"publish","type":"post","link":"https:\/\/www.insuranceovertexas.com\/blog\/investing-in-renters-insurance\/","title":{"rendered":"Investing in Renters Insurance"},"content":{"rendered":"<p><span style=\"color:#272727\">Renters insurance is a valuable tool.&nbsp;Not only does it have a low-cost premium, but it also provides a significant amount of coverage for you.&nbsp;It&rsquo;s common for renters to assume that the apartment owner&rsquo;s insurance coverage will protect their possessions.&nbsp;This isn&rsquo;t true, though.&nbsp;Some landlords require renters insurance.&nbsp;Even if it isn&rsquo;t mandatory, it&rsquo;s a good idea to have coverage.&nbsp;Our agents at Insurance Over Texas work with apartment dwellers throughout the Houston, TX area.&nbsp;They can explain the coverage options that are available and answer any questions.&nbsp;We want you to have the coverage that best fits your life.&nbsp; <\/span><\/p>\n<p><span style=\"color:#272727\">The primary function of renters insurance is to protect everything in your apartment. This includes furniture, electronics, jewelry, and clothing.&nbsp;The apartment owner has insurance to cover the building.&nbsp;That policy does not protect anything inside a renter&rsquo;s apartment.&nbsp;Coverage from renter&rsquo;s insurance goes beyond that, though.&nbsp;If a disaster damages the building, it can provide funds for your hotel and meal expenses until you can return to your apartment.&nbsp;It will also cover your items if they are stolen or damaged when you are away from home.&nbsp;If your laptop is stolen while you are at a local caf&eacute;, it will still be insured by your policy.&nbsp;Some renter&rsquo;s insurance policies also offer personal liability insurance.&nbsp;This financially protects you if someone is injured in your apartment due to your negligence.&nbsp; <\/span><\/p>\n<p><span style=\"color:#272727\">At Insurance Over Texas, our agents understand the needs of renters in the Houston, TX area.&nbsp;We will take the time to get to know you and your situation so that we can recommend the best policy options for you.&nbsp;Renters insurance is a smart investment in protecting the things that make your apartment your home.&nbsp;Contact us today to explore how renters insurance can work for you!<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Renters insurance is a valuable tool.&nbsp;Not only does it have a low-cost premium, but it also provides a significant amount of coverage for you.&nbsp;It&rsquo;s common for renters to assume that the apartment owner&rsquo;s insurance coverage will protect their possessions.&nbsp;This isn&rsquo;t true, though.&nbsp;Some landlords require renters insurance.&nbsp;Even if it isn&rsquo;t mandatory, it&rsquo;s a good idea to [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[10,11],"class_list":["post-43","post","type-post","status-publish","format-standard","hentry","category-renters-insurance","tag-houston-tx","tag-insurance-over-texas"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.insuranceovertexas.com\/blog\/wp-json\/wp\/v2\/posts\/43","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.insuranceovertexas.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.insuranceovertexas.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.insuranceovertexas.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.insuranceovertexas.com\/blog\/wp-json\/wp\/v2\/comments?post=43"}],"version-history":[{"count":1,"href":"https:\/\/www.insuranceovertexas.com\/blog\/wp-json\/wp\/v2\/posts\/43\/revisions"}],"predecessor-version":[{"id":44,"href":"https:\/\/www.insuranceovertexas.com\/blog\/wp-json\/wp\/v2\/posts\/43\/revisions\/44"}],"wp:attachment":[{"href":"https:\/\/www.insuranceovertexas.com\/blog\/wp-json\/wp\/v2\/media?parent=43"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.insuranceovertexas.com\/blog\/wp-json\/wp\/v2\/categories?post=43"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.insuranceovertexas.com\/blog\/wp-json\/wp\/v2\/tags?post=43"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}