{"id":67,"date":"2021-04-30T04:00:00","date_gmt":"2021-04-30T10:00:00","guid":{"rendered":"https:\/\/www.insuranceovertexas.com\/blog\/?p=67"},"modified":"2021-05-04T12:01:31","modified_gmt":"2021-05-04T18:01:31","slug":"is-flood-insurance-necessary-in-non-flood-zones","status":"publish","type":"post","link":"https:\/\/www.insuranceovertexas.com\/blog\/is-flood-insurance-necessary-in-non-flood-zones\/","title":{"rendered":"Is Flood Insurance Necessary in Non-Flood Zones?"},"content":{"rendered":"<p>At Insurance Over Texas, we know many of our clients&nbsp;don&#8217;t get flood insurance because they do not live in a flood zone. Unfortunately, Houston, TX, has many areas that may suffer from floods without expectation, even outside of a flood zone. You need to fully understand this problem to protect yourself against any problematic issues you may end up experiencing.<\/p>\n<h2>Flood Zones are Not Always a Great Show of Flood Risk<\/h2>\n<p>Flood zones are a good way of gauging your risk of this natural disaster but should not be considered a complete guide for your danger. For instance, there are many places where floods may happen outside of these areas, including:<\/p>\n<ul>\n<li>Near a River &ndash; You may not technically be in a flood zone, but you may be downriver in a way that a problematic flood could end up rising and coming to impact you.<\/li>\n<li>Close to a Dam &ndash; If you live downriver of a dam, you are not technically in a flood zone but are still at the risk of a flood if the dam ever ends up breaking in any way.<\/li>\n<li>By Artificial Lakes &ndash; Those people who live near any Houston lakes &ndash; particularly artificial ones &ndash; may not be in a flood zone but may still want to get insurance for this natural disaster anyway.<\/li>\n<\/ul>\n<p>So if you are worried about flood insurance in Houston, TX, despite not living in a flood zone, it is a good idea to reach out to us at Insurance Over Texas. Our professionals will take the time to understand your needs better and create a policy that works for you. Don&#8217;t hesitate to contact us as soon as possible if you aren&#8217;t sure whether or not a flood policy is suitable for your needs.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>At Insurance Over Texas, we know many of our clients&nbsp;don&#8217;t get flood insurance because they do not live in a flood zone. Unfortunately, Houston, TX, has many areas that may suffer from floods without expectation, even outside of a flood zone. You need to fully understand this problem to protect yourself against any problematic issues [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[10,11],"class_list":["post-67","post","type-post","status-publish","format-standard","hentry","category-flood-insurance","tag-houston-tx","tag-insurance-over-texas"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.insuranceovertexas.com\/blog\/wp-json\/wp\/v2\/posts\/67","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.insuranceovertexas.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.insuranceovertexas.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.insuranceovertexas.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.insuranceovertexas.com\/blog\/wp-json\/wp\/v2\/comments?post=67"}],"version-history":[{"count":1,"href":"https:\/\/www.insuranceovertexas.com\/blog\/wp-json\/wp\/v2\/posts\/67\/revisions"}],"predecessor-version":[{"id":68,"href":"https:\/\/www.insuranceovertexas.com\/blog\/wp-json\/wp\/v2\/posts\/67\/revisions\/68"}],"wp:attachment":[{"href":"https:\/\/www.insuranceovertexas.com\/blog\/wp-json\/wp\/v2\/media?parent=67"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.insuranceovertexas.com\/blog\/wp-json\/wp\/v2\/categories?post=67"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.insuranceovertexas.com\/blog\/wp-json\/wp\/v2\/tags?post=67"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}