Insurance Over Texas

430 Hwy 6 S. #102
Houston, TX 77079

About Insurance Over Texas

Tips to Protect Your Home from Flood Damage

One of the most common, as well as costliest weather-related disasters, is flooding. Unfortunately, other than elevation, there is little to no margin of safety. Once the water reaches ground level and rises to an inch above, there is a risk of significant damage, so the best way to avoid flooding is to stay above water. It’s essential to be aware of the flood level and how high the floodwaters can rise for your home in Houston, TX. Even homes located on a hill need floodproofing, so here are a few tips provided by Insurance Over Texas to help you protect your home from flood damage.

Protect Electrical Outlets

All wiring, sockets, switches, and circuit breakers should be at the minimum, at least 12-inches above the expected level in the area. Take the time to modify the water heater, furnace, and other types of indoor and secure equipment to ensure that it is sitting above the flood level

Modify the Water Valves

A flooded system can lead to extensive back up in the house, so it’s recommended that you install a backflow valve. A gate valve is recommended because the seal is stronger than those on check or flap valves. These types of valves open automatically for the water to flow out, and then the gate closes if water tries to get in. For optimum results, you should install valves on all pipes that enter your house.

Understanding water flows around your property will allow you to adjust the sloping or grading to force the water away from your house. To determine how the water flows around the house, monitor how the water accumulates or flows during a typical rainstorm. If the area or street your house is on tends to have standing water, consider talking to your local county environmental services for suggestions on altering the water flow around your home.

Residents of Houston, TX interested in learning more about flood insurance or reviewing your current policy, contact Insurance Over Texas.

Insurance Blog

Servicing States

  • Texas