If you are on Medicare in Houston, TX, you’ve likely experienced a situation where you’ve been faced with out-of-pocket costs due to Medicare not covering certain things. However, you don’t have to pay for all of these expenses on your own. A Medicare supplement insurance plan, also known as Medigap, is an insurance plan you can buy that can help reduce your costs.
At Insurance Over Texas, we want to help you find the right supplement plan to meet all your medical needs.
What It Covers
Just like other types of insurance, Medigap insurance comes in a wide range of plans. Each plan has a slightly different set of benefits, so it’s important to find the one that’s right for you. For example, some plans may include an out-of-pocket limit and additional coverage for hospice care, while others may provide Part A and B copays and deductibles.
What It Doesn’t Cover
In general, these plans don’t cover things like long-term care, eyeglasses, prescriptions, hearing aids, vision and dental care, private nursing, and other things of this nature. To get this type of coverage, you’ll likely need Part C or Part D Medicare.
Who Is Eligible?
Medicare supplement insurance plans are available to anyone 65 or older enrolled in Medicare Parts A and B. There may also be exceptions for those under 65 that have a disability or end-stage renal disease (ESRD).
Looking for Medicare Supplement Insurance?
If you or a loved one is in search of Medigap coverage, the team here at Insurance Over Texas can help! Our goal is to ensure that all Houston, TX residents have the insurance coverage they need, which is why we will work with you to find a plan that fits your unique situation. Contact us today to learn more!