Medigap insurance—also known as Medicare Supplement Insurance—is designed to help cover the financial gaps left by Medicare, such as deductibles, copayments, and coinsurance. While not everyone needs Medigap coverage, it can be a wise choice for individuals who want more predictable out-of-pocket costs and greater financial security. Below, we’ll explore the groups of people who may benefit most from Medigap insurance.

People Enrolled in Original Medicare (Parts A and B)

Many individuals enrolled in Medicare Part A and Part B find that their out-of-pocket expenses can add up quickly. A Medigap plan can help alleviate these costs, especially for individuals with chronic health conditions that require frequent visits to doctors and specialists. Medigap coverage ensures you’re not burdened with large medical bills throughout the year.

People Who Travel Frequently

Medigap plans often allow you to see any provider in the U.S. that accepts Medicare, making them an excellent option for frequent travelers. Additionally, some plans offer limited medical coverage for care received outside the United States, providing extra peace of mind for international travelers.

People Who Want Financial Predictability

Medigap policies provide clarity on what your expenses will look like for doctor visits or hospital stays. If unexpected medical costs cause stress, purchasing a Medigap policy can provide peace of mind by covering many of your health-related expenses.

Insurance Over Texas: Your Houston Home for All Your Insurance Needs

At Insurance Over Texas, we proudly serve Houston, TX, and surrounding areas. Whether you’re exploring Medigap insurance or have other insurance needs, our team is here to help. Contact us today to learn more about which insurance products are the right fit for you!