Owning a condo in Houston is an excellent way to experience this city’s unique flavor without the higher costs associated with homeownership. Part of being a responsible condo owner is understanding what kinds of protections your property has from storms and flooding.

Between 1980 and 2024, Texas experienced almost 200 natural disasters causing at least $1 billion in damage. Keeping your condo protected will become easier once you know where you’re covered and what your options are with Insurance Over Texas. 

Understand What’s on Your Policy

Before you can determine whether your insurance policy protects your condo adequately, you need to know what’s on it. Delve into your current policy, reviewing the existing protections for storms. 

Hail and wind damage comes standard on some insurance plans, but is not guaranteed. If you don’t have this kind of protection but want it, you may have to consider separate insurance policies. 

Add on Flood Coverage

Condo insurance in Houston, TX, will not include flood protection. If you want that, you will have to buy a separate policy. Ask one of our agents for a quote.

Install Your Own Protection

While optional, you might consider fortifying your home, especially if you live in a part of Houston that gets a lot of storms. Sealing gaps, upgrading to storm windows, trimming back trees, using hurricane straps on your roof, and cleaning your gutters will make a difference when it comes to how much damage your condo incurs after a storm. 

Insurance Over Texas will help you find the right flood policy for your condo. Connect with us to discover your coverage options for greater peace of mind. We’re currently serving Houston, TX.