About Medicare Supplement Insurance

Medicare can be a confusing subject, especially if you are getting close to the time for applying for it. There are several parts to the program, which includes Medicare supplement plans. For Houston, TX residents, our team at Insurance Over Texas removes the stress of what to do when it comes time to apply. You can rely on our experienced agents who will guide you from beginning to the end, making it an easy process. 

What is Medicare Supplemental Insurance?

When you have original Medicare, which includes Parts A and B, there are situations where you will be responsible for out-of-pocket expenses. When you have Medicare Supplement coverage, the insurance will help pay for those out-of-pocket expenses. Medicare Supplement Insurance is also referred to as Medigap.

What You Need to Know About Having Medicare Supplement Insurance

To buy Medigap coverage, you must already be enrolled in Part A and Part B Medicare. 

A Medigap policy only covers one person. If your spouse also wants to apply, he or she will need to have their own individual policy.

When you apply for Medigap, be sure all the information you provide is accurate. It is also important that monthly premiums are consistently paid. To ensure guaranteed renewal, both factors must be in place to prevent your policy from being canceled.

When researching private insurance companies that provide Medigap coverage, there is no difference between the benefits. They will be the same from company to company. There may be differences in prices.

You cannot have a Part C Medicare Advantage plan and Medigap.

Prescription drugs, and some services, such as vision, hearing, and dental services are not included in Medigap.

Contact Us

If you’re anxious or confused about the need to have Medicare Supplement Insurance in Houston, TX, contact us as soon as possible at Insurance Over Texas. With one call, we can answer any questions and put your mind at ease.